diff --git a/.github/CODEOWNERS b/.github/CODEOWNERS
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+++ b/.github/CODEOWNERS
@@ -0,0 +1,15 @@
+# Default owners
+*       @crmuncher
+
+# Standards + fleet (slower review)
+/AGENTS.md       @crmuncher
+/ARCHITECTURE.md @crmuncher
+/README.md       @crmuncher
+/STATUS.md       @crmuncher
+/PLAN.md         @crmuncher
+/ROADMAP.md      @crmuncher
+/DECISIONS.md    @crmuncher
+
+# Sensitive paths
+/.secrets/       @crmuncher
+/backend/chain_vault/  @crmuncher
diff --git a/AGENTS.md b/AGENTS.md
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+++ b/AGENTS.md
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+# AGENTS.md — WalletPress
+
+> AI agent contract. Read this before touching anything in this repo.
+
+## Status
+canonical · owner=crmuncher · last_updated=2026-07-02
+
+## What This Repo Is
+Wallet-as-a-service. Wallet engine, x402 service, chain vault, hosting. CLI for wallet management. Production-grade.
+
+## Type
+`backend` · language=Python 3.12 + FastAPI
+
+## Where It Lives
+- Source: `https://git.rugmunch.io/RugMunchMedia/walletpress`
+- Deployed: Docker on Talos (/srv/walletpress/)
+- Port: 8010
+
+## Built With
+- Standards: [git.rugmunch.io/RugMunchMedia/standards](https://git.rugmunch.io/RugMunchMedia/standards)
+- Toolchain: [TOOLCHAIN.md](https://git.rugmunch.io/RugMunchMedia/standards/raw/branch/main/TOOLCHAIN.md)
+- Conventions: [CONVENTIONS.md](https://git.rugmunch.io/RugMunchMedia/standards/raw/branch/main/CONVENTIONS.md)
+
+## Components
+- `app/`: FastAPI source (adapters, agent, cli, core, plugins, routers)
+
+## Dependencies
+- postgresql (data store)
+- redis (cache + queue)
+
+## 🚨 CRITICAL RULES
+
+1. **No nested repos.** Don't commit other complete project trees inside this one.
+2. **No secrets.** Never commit `.secrets/`, `.env`, `*.pem`, `*.key`, `*.crt`. Use gopass.
+3. **No data blobs.** Don't commit `*.zip`, `*.parquet`, model weights, sqlite files.
+4. **No broken files.** Shell heredoc accidents must be caught before commit.
+5. **No duplicate scaffolds.** If a `backend/` or `frontend/` subdir exists at root, it's either THE app or bloat.
+6. **Update STATUS.md before committing.** Builders must know where we are.
+7. **Read DECISIONS.md before architectural changes.** Don't repeat rejected designs.
+
+## Commands
+```bash
+make install       # install deps
+make dev           # dev server
+make test          # tests
+make lint          # ruff + format check
+make typecheck     # mypy strict
+make security      # bandit + gitleaks
+make ci            # full pipeline
+make commit        # conventional commit
+make clean         # remove build artifacts
+```
+
+## Architecture
+See [ARCHITECTURE.md](ARCHITECTURE.md). Update it when components change.
+
+## Plan
+[PLAN.md](PLAN.md) shows current sprint. Update weekly.
+
+## Status
+[STATUS.md](STATUS.md) shows where we are RIGHT NOW. Update before each commit.
+
+## Owners
+- Primary: crmuncher
+- Backup: TBD
+
+## Related Repos
+See [standards/PRODUCTS.md](https://git.rugmunch.io/RugMunchMedia/standards/raw/branch/main/PRODUCTS.md).
diff --git a/DECISIONS.md b/DECISIONS.md
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+++ b/DECISIONS.md
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+# DECISIONS.md — WalletPress
+
+> Architecture Decision Records (ADRs). Read before architectural changes.
+
+## What is an ADR?
+A short document capturing an important architectural decision:
+- Context (what's the problem?)
+- Decision (what did we choose?)
+- Consequences (what does this imply?)
+- Alternatives (what else did we consider?)
+
+## How to Write a New ADR
+1. Copy `docs/adr/0000-template.md` to `docs/adr/NNNN-short-title.md`
+2. Fill in: Status, Context, Decision, Consequences, Alternatives
+3. Add link below in "Index"
+4. Commit as part of the change that triggered the ADR
+
+## Index
+<!-- Add new ADRs here, oldest first -->
+
+| Number | Title | Status | Date |
+|--------|-------|--------|------|
+| [0001](docs/adr/0001-initial-architecture.md) | Initial architecture | Accepted | 2026-07-02 |
+
+## Fleet-wide ADRs (in standards repo)
+- [ADR-0001: Tailscale mesh as the only perimeter](https://git.rugmunch.io/RugMunchMedia/standards/raw/branch/main/MCP-ARCHITECTURE.md)
+- [ADR-0012: 21-day sprint, not 10-week](https://git.rugmunch.io/RugMunchMedia/standards/raw/branch/main/FLEET-PLAN.md)
diff --git a/DEPLOYMENT.md b/DEPLOYMENT.md
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+++ b/DEPLOYMENT.md
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+# DEPLOYMENT.md — WalletPress
+
+> How to deploy. Build, push, restart, rollback.
+
+## Architecture
+- Container: Docker
+- Image registry: local (Talos)
+- Orchestration: docker-compose on Talos
+- Reverse proxy: nginx on Talos
+- Auto-deploy: forgejo webhook → Talos deploy script
+
+## Deploy
+
+### Automatic (CI/CD)
+On merge to `main`:
+1. forgejo webhook fires
+2. Talos deploy script pulls latest commit
+3. Rebuilds Docker image
+4. Stops old container, starts new
+5. Runs health check
+6. Rolls back on failure
+
+### Manual
+```bash
+ssh netcup
+cd /srv/walletpress
+git pull origin main
+docker build -t walletpress:latest .
+docker stop walletpress
+docker rm walletpress
+docker run -d --name walletpress --restart unless-stopped --network host -p 8010:8010 walletpress:latest
+```
+
+## Health Check
+```bash
+curl -fsS http://localhost:8010/health
+```
+
+## Rollback
+```bash
+ssh netcup
+cd /srv/walletpress
+git log --oneline -5   # find last good commit
+git checkout <commit-hash>
+docker build -t walletpress:latest .
+docker restart walletpress
+```
+
+## Logs
+```bash
+docker logs walletpress --tail 100 -f
+```
+
+## Monitoring
+- Prometheus: `/metrics` endpoint
+- Grafana: dashboards in fleet-infra
+- Loki: log aggregation
+
+## Secrets
+All secrets in gopass:
+- `rmi/walletpress/admin_key`
+- `rmi/walletpress/db_password`
+- _see AGENTS.md for full list_
+
+Loaded via docker `--env-file` or systemd `EnvironmentFile`.
+
+## Firewall
+- Public: 80, 443 (nginx)
+- Internal: 8010 (localhost only, behind nginx)
+- Tailscale: 8010 for admin access
+
+## Backup
+- Code: forgejo (source of truth) + Hydra bare mirror (daily 04:00)
+- Data: DB snapshot to R2 (daily)
+- Config: gopass
diff --git a/DEVELOPMENT.md b/DEVELOPMENT.md
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+++ b/DEVELOPMENT.md
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+# DEVELOPMENT.md — WalletPress
+
+> Dev workflow. Install, code, test, commit, PR.
+
+## Setup
+
+### Prerequisites
+- Python 3.12+ / Node 20+
+- `gopass` for secrets
+- `mise` for tool version mgmt (or manual)
+- `pre-commit` for hooks
+
+### Install
+```bash
+git clone https://git.rugmunch.io/RugMunchMedia/walletpress.git
+cd walletpress
+make install
+pre-commit install
+```
+
+### Environment
+```bash
+# Required env vars (loaded from gopass on deploy, .env locally)
+# See .env.example
+cp .env.example .env
+$EDITOR .env  # fill in test values
+```
+
+## Workflow
+
+### 1. Create a branch
+```bash
+git checkout -b feat/my-feature
+# or fix/my-bug, docs/my-doc, chore/my-chore
+```
+
+### 2. Make changes
+- Write code
+- Add tests
+- Update docs (AGENTS.md, ARCHITECTURE.md, STATUS.md)
+
+### 3. Run pre-commit locally
+```bash
+make lint
+make test
+make typecheck
+make security
+```
+
+### 4. Commit (conventional)
+```bash
+make commit   # interactive
+# or:
+git commit -m "feat(scope): add new feature"
+```
+
+Types: feat, fix, docs, style, refactor, perf, test, build, ci, chore, ops, security
+
+### 5. Push + PR
+```bash
+git push -u origin feat/my-feature
+# Open PR on forgejo: https://git.rugmunch.io/RugMunchMedia/walletpress/pulls/new
+```
+
+### 6. Wait for CI
+- All checks must pass
+- Review by CODEOWNERS
+- Squash-merge to main
+- Auto-deploys to Talos (via forgejo webhook)
+
+## Daily End-of-Day
+```bash
+make status    # show what's changed
+fleet-commit   # commit helper with checklist
+```
+
+## Code Style
+- Python: ruff (lint + format), mypy strict
+- TypeScript: eslint + prettier
+- Shell: shellcheck
+- Markdown: vale
+
+See [standards/CONVENTIONS.md](https://git.rugmunch.io/RugMunchMedia/standards/raw/branch/main/CONVENTIONS.md).
diff --git a/PLAN.md b/PLAN.md
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+++ b/PLAN.md
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+# PLAN.md — WalletPress
+
+> Current sprint. 21-day cycles per ADR-0012.
+
+## Status
+current_sprint=2026-Q3-S1 · started=2026-07-01 · ends=2026-07-21
+
+## Sprint Goals
+1. _TODO: top 1-3 goals for this sprint_
+
+## In Progress
+- [ ] TODO: in-progress items
+
+## Backlog (this sprint)
+- [ ] TODO: planned items
+
+## Risks
+- TODO: anything blocking progress
+
+## Done (this sprint)
+- _None yet — sprint just started._
+
+## Carry-over from previous sprint
+- _None._
+
+---
+
+## Definition of Done
+- [ ] Code complete
+- [ ] Tests written (>80% coverage on changed lines)
+- [ ] Pre-commit hooks pass (ruff, mypy, gitleaks, bandit)
+- [ ] CI passes on forgejo
+- [ ] Conventional commit message
+- [ ] PR reviewed + merged
+- [ ] Deployed to staging
+- [ ] Smoke-tested in production
+- [ ] Observability in place (metrics, logs, alerts)
+- [ ] Docs updated (AGENTS.md, ARCHITECTURE.md, README.md)
+- [ ] STATUS.md updated
diff --git a/README.md b/README.md
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+++ b/README.md
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+# WalletPress
+
+> Part of **Rug Munch Media LLC** — Wyoming-based crypto intelligence platform.
+
+## What
+
+Wallet-as-a-service. Wallet engine, x402 service, chain vault, hosting. CLI for wallet management. Production-grade.
+
+## Type
+`backend` · **Python 3.12 + FastAPI**
+
+## Quickstart
+```bash
+make install        # install deps
+make dev            # start dev server
+make test           # run tests
+make lint           # lint + format
+make ci             # full CI pipeline
+```
+
+## Documentation
+- [AGENTS.md](AGENTS.md) — AI agent contract
+- [ARCHITECTURE.md](ARCHITECTURE.md) — technical architecture
+- [PLAN.md](PLAN.md) — current sprint
+- [ROADMAP.md](ROADMAP.md) — long-term direction
+- [STATUS.md](STATUS.md) — where we are RIGHT NOW
+- [DEVELOPMENT.md](DEVELOPMENT.md) — dev workflow
+- [DEPLOYMENT.md](DEPLOYMENT.md) — how to deploy
+- [TESTING.md](TESTING.md) — test strategy
+- [SECURITY.md](SECURITY.md) — security model
+- [DECISIONS.md](DECISIONS.md) — architecture decision records
+
+## Standards
+This repo follows Rug Munch Media LLC fleet standards:
+[git.rugmunch.io/RugMunchMedia/standards](https://git.rugmunch.io/RugMunchMedia/standards)
+
+## Repository
+- Source of truth: `https://git.rugmunch.io/RugMunchMedia/walletpress`
+- Mirrors: GitHub (LLC + personal), GitLab, HuggingFace
+- Backup: Hydra daily at 04:00 via `git-backup.sh`
diff --git a/STATUS.md b/STATUS.md
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+++ b/STATUS.md
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+# STATUS.md — WalletPress
+
+> Where we are RIGHT NOW. Update before every commit.
+
+## Last Updated
+2026-07-02 (template, replace on first commit)
+
+## Deployment Status
+- **Last deploy**: TBD
+- **Current version**: TBD
+- **Health**: TBD
+- **Uptime (30d)**: TBD
+- **Active branch**: `main`
+
+## Open Issues
+- _None — track in forgejo issues_
+
+## Recent Activity
+- 2026-07-02: Repository created from `fleet-template`
+
+## Known Issues / Tech Debt
+- _None yet_
+
+## Quick Links
+- [Live URL](https://walletpress.rugmunch.io)
+- [API docs](https://walletpress.rugmunch.io/docs)
+- [Health](https://walletpress.rugmunch.io/health)
+- [Repo](https://git.rugmunch.io/RugMunchMedia/walletpress)
+
+## Status Indicators
+Use these in commit messages + status updates:
+- 🟢 healthy — deployed, monitored, no issues
+- 🟡 degraded — running but with known issues
+- 🔴 down — service unavailable
+- 🚧 in-development — pre-production, expect breakage
+- ⏸️ paused — work intentionally stopped
diff --git a/TESTING.md b/TESTING.md
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+++ b/TESTING.md
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+# TESTING.md — WalletPress
+
+> Test strategy. Unit, integration, e2e, fixtures.
+
+## Test Pyramid
+
+```
+       /\
+      /  \      E2E (slow, few)
+     /----\
+    /      \    Integration (medium, more)
+   /--------\
+  /          \  Unit (fast, many)
+ /____________\
+```
+
+- **Unit tests**: test individual functions/classes in isolation
+- **Integration tests**: test components together (DB, API, auth)
+- **E2E tests**: test full user flows (slow, run before deploy)
+
+## Structure
+```
+tests/
+├── unit/          # fast, no external deps
+├── integration/   # uses test DB, mocks external APIs
+├── e2e/           # full stack, runs against staging
+├── fixtures/      # test data (mainnet guard: no real addresses/keys)
+└── conftest.py    # pytest config
+```
+
+## Running
+
+```bash
+make test                  # all tests
+make test-unit            # only unit
+make test-integration     # only integration
+make test-cov             # with coverage report
+pytest tests/unit/test_X.py -v   # single file
+```
+
+## Fixtures
+
+Use pytest fixtures. Examples:
+- `clean_db` — fresh DB per test
+- `mock_helius` — mock Helius API responses
+- `auth_headers` — Bearer token for test user
+- `sample_token` — fake token (test address, NOT mainnet)
+
+**NEVER use mainnet data in tests.** Pre-commit hook blocks this.
+
+## Coverage
+- Target: >80% on changed lines
+- Enforced in CI via `--cov-fail-under=80`
+
+## Mocking
+- `httpx` for HTTP mocking (use `respx` or `pytest-httpx`)
+- `unittest.mock` for general mocking
+- VCR.py for recording/replaying API calls
+
+## Performance Tests
+- `locust` for load testing (run against staging)
+- Profile with `py-spy` or `cProfile`
+
+## CI
+Every PR runs:
+1. Lint (ruff)
+2. Type check (mypy strict)
+3. Unit tests + coverage
+4. Integration tests (test DB)
+5. Security scan (bandit, gitleaks)
+6. Build Docker image (verify it compiles)
+
+Merge blocked if any fails.
diff --git a/docs/adr/0000-template.md b/docs/adr/0000-template.md
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+++ b/docs/adr/0000-template.md
@@ -0,0 +1,16 @@
+# ADR-NNNN: <Short Title>
+
+## Status
+Proposed | Accepted | Deprecated | Superseded by ADR-XXXX
+
+## Context
+What's the issue? What's the pressure for a decision?
+
+## Decision
+What did we choose?
+
+## Consequences
+What becomes easier? What becomes harder?
+
+## Alternatives
+What else did we consider? Why didn't we pick them?
diff --git a/docs/adr/0001-initial-architecture.md b/docs/adr/0001-initial-architecture.md
new file mode 100644
index 0000000..dd9cd96
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+++ b/docs/adr/0001-initial-architecture.md
@@ -0,0 +1,22 @@
+# ADR-0001: Initial Architecture
+
+## Status
+Accepted · 2026-07-02
+
+## Context
+First commit of WalletPress. Need to document the foundational choices.
+
+## Decision
+- **Language**: Python 3.12 + FastAPI
+- **Port**: 8010
+- **Deployment**: Docker on Talos behind nginx
+- **Source of truth**: forgejo
+- **CI**: forgejo Actions
+- **Secrets**: gopass
+
+## Consequences
+- All future decisions build on this foundation
+- Breaking changes to these need a new ADR
+
+## Alternatives
+- _TBD_